Auto Insurance Policy Limits

You’ve just been injured an automobile accident in Carroll County, Maryland.  Will the at-fault driver’s auto insurance policy limits cover your injuries and medical expenses?

Here’s the information you need to know about auto insurance policy limits in Westminster, Maryland:

What does the first number in auto insurance policy limits represent?

The first number refers to bodily injury per person.  It is the maximum amount to be paid for each person injured by the negligence of the at-fault driver.  Each number represents the amount in thousands, so 100 equals $100,000.  If you sustain injuries and medial bills up to $100,000, then you are covered by the at-fault driver’s policy.

What does the second number in auto insurance policy limits represent?

The second number refers to bodily injury per accident.  This number is the total amount of bodily injury the at-fault driver’s policy covers.  Therefore, if you, your wife and your two children are injured by the at-fault driver, then the insurance policy will cover each person up to $100,000.  However, the at-fault driver’s policy will only pay out a total of $300,000 to all four people.

What does the third number in my auto insurance policy limits represent?

The third number refers to property damage.  Property damage includes your vehicle involved in the wreck and your personal items within the vehicle.

Contact Westminster Car Accident Attorney Ross W . Albers

Together, the amount of each number corresponds to the amount of coverage the at-fault driver has in case of an automobile accident in Carroll County, Maryland.

If you have been injured in an automobile accident, then contact Carroll County Auto Accident Attorney Ross W. Albers.  Albers & Associates can assist you in determining the at-fault driver’s auto insurance policy limits and your own auto insurance policy limits.

Don’t let an automobile accident in Carroll County, Maryland cause you to fall into financial hardship.  Protect yourself against negligent drivers that may cause you and your family to incurred substantial injuries, medical bills, lost wages, pain, and suffering.  Westminster Car Accident Attorney Ross W. Albers will help you every step of the way.

Contact Albers & Associates to schedule a free personal injury consultation today.