Why do I have to pay for my car accident medical bills?

That’s not fair?

This is a common response we get from clients when we explain to them that they have to deal with their medical bills after a car accident.

How is it fair that you are having to deal with these uncovered medical bills while the at-fault driver and their insurer are seemingly not being called upon to deal with them?

How is this fair?

The answer is, unfortunately, that it IS unfair, but legally, the driver/insurer are not obligated to pay anything until you settle with them or until they become obligated to pay a judgment because you sue them and go to trial and win.

So, where does this leave you?

There are really only two options.

First, you could pay the bills.

Second, if you cannot or do not want to do that, we could write a letter to each provider and explain that there is litigation pending and ask for a forbearance on any collection efforts.  There is no guarantee that any of the providers will agree to hold off on collection efforts if we send them such a letter, and they could still report the matter to the credit bureaus after a certain amount of time passes.

Finally, if you decide that you do not want to pursue the matter further, you could settle your case but you risk accepting a lower settlement than you could negotiate later.

Schedule a free personal injury consultation today

If you have been injured in a car accident, then don’t be hesitant to speak with a personal injury attorney.  Set up a free consultation to understand your rights and options.

Looking for a reliable and experienced Maryland personal injury lawyer? Albers & Associates are proud to provide exceptional legal help to those in need throughout the state. We take a personal interest in each of our clients, provide expert legal advice, and will advocate for you every step of the way. Contact us today to schedule a free consultation.

Albers & Associates are located in Westminster, Columbia, and Frederick, Maryland.