Fatal Car Accidents Insurance Limits

Recently, a person dead in Carroll County following a five car collision on Md. 97 between Main Street and Poole Road in Westminster, Maryland.

Fatal car accidents are tragic and can be an insurance nightmare, too.

Beware if the at fault driver’s insurance policy limits are exhausted

This accident appears to be the fault of the deceased driver.  According to the release, the driver crossed into the southbound lanes around the intersection of Poole Road, striking another vehicle that was heading south.  The driver then struck three other vehicles before swerving into a ditch.

The state police had MD. 97 closed from Main Street to Poole Road for two and a half hours while investigating the crash.

For those parties involved in the accident, one issue that might arise is the insurance policy limits for the at fault driver.

Insurance policies cover individuals per occurrence, or accident.

If an individual has $30,000/$60,000 insurance policy, then each person injured by the at fault driver will be compensated up to $30,000 for their injures.  However, once the policy pays a total of $60,000, the at fault driver no longer has insurance to cover the damages.

This is why it is important that you carry enough insurance to cover you in the event that you are involved in a multi-vehicle collision.  You should consult with a local insurance agent to make sure you and your family are properly covered by your automobile insurance.

Schedule a free personal injury consultation today

If you have been injured in a car accident, then don’t be hesitant to speak with a personal injury attorney.  Set up a free consultation to understand your rights and options.

Looking for a reliable and experienced Maryland personal injury lawyer? Albers & Associates are proud to provide exceptional legal help to those in need throughout the state. We take a personal interest in each of our clients, provide expert legal advice, and will advocate for you every step of the way. Contact us today to schedule a free consultation.

Albers & Associates are located in Westminster, Columbia, and Frederick, Maryland.