Maryland Real Estate Law Attorneys

Client satisfaction and convenience are two of our pillars of legal service at Albers & Associates. To keep your experience as streamlined as possible, our attorneys have learned the ins, outs, and intricacies of real estate titles, title insurance, and everything related. This way, when you want legal counsel regarding any residential or commercial transaction, you can depend on us to handle it without needing to jump from law office to law office.

Residential Title Services & Settlements

We provide a full range of residential title services in Maryland, such as:

• Title searches
• Real estate settlements
• Title insurance solutions
• Property transfers
• Closings
• Much more

Our highly experienced Maryland real estate law attorneys work with realtors, homebuyers, lenders, builders, and business entities who need help keeping the closing process and title search problem-free. All of our real estate title work, closings, and title searches are handled thoroughly, professionally, and, of course, in accordance with state laws.

What is Title Insurance for Residential Transactions?

Title insurance protects homebuyers and mortgage lenders from potential issues with an ownership title when buying real estate. A lender may even require you to purchase a Lender’s Title Insurance Policy to protect the lender for the amount of your loan if the lender suspects there could be an undisclosed problem or a hidden defect within the chain of title. Keep in mind that this type of policy only protects the lender, and if you want to protect your own interest in the property, you will need to purchase an Owner’s Title Insurance Policy for the full value of the property.

Typically, title insurance can protect you and your lender from these title issues:

• Outstanding property taxes
• Fraud or forgery of previous paperwork
• Spouse’s or unknown heir’s claim to the property
• Deeds, wills, and trusts with incorrect names
• Unpaid mortgages or judgments
• Unknown easements or liens
• Undiscovered encumbrances like newly uncovered wills
• Public record errors
• Invalid divorces

To figure out what your title insurance should cover or if it can protect you from a current issue with a residential real estate title, come to Albers & Associates right away. Our attorneys are available to help you with any matter related to title insurance, such as purchasing a policy or using its coverage if something goes wrong with a transaction.

Commercial Title Services & Settlements

You can expect a commercial real estate transaction to be much more complex than a real estate closing. To take away some of those complications, hire us to handle the settlement and issuance of title insurance. We can take care of all types of commercial real estate transfers and financing issues that could come up, so you can stay focused on running your business. Throughout our years, we have handled real estate transactions involving multifamily complexes, warehouses, hotels, shopping centers, office buildings, restaurants, etc.

Our commercial settlement services include:

• Preparation of Letters of Intent
• Contract or lease preparation and review
• Examination and resolution of title issues
• Transfer tax analysis and planning
• Coordination of settlement with lenders, brokers, realtors, buyers, sellers, and attorneys
• Preparation of transfer and settlement documents
• Recordation of security instruments
• Issuance of title insurance

You can also count on our attorneys to handle loan documentation of complex commercial transactions, including:

• Commercial real estate purchases and financing
• Land acquisition and development
• Commercial construction revolving loans
• Business asset purchases
• Mezzanine financing
• Letters or lines of credit
• Bridge loans
• Asset-based or borrowing-based loans
• Loan restructures and workouts
• Much more

For Straightforward Legal Counsel, Call Us Now

When it comes to real estate law and title issues, experience and dedication often make all the difference. Albers & Associates offers in-depth knowledge of Maryland’s legal landscape regarding residential and commercial real estate transactions. Our client-focused approach means we prioritize clear communication and transparency from start to finish. Whether it’s a straightforward contract review or a highly contested matter that is headed toward litigation, we are committed to getting the results you need.

Let’s talk today about whatever title service or settlement question, concern, or case you have. Call us at (443) 665-8030 and arrange an initial consultation.