Maryland Workers’ Compensation Attorneys

Maryland law requires most employers to carry workers’ compensation insurance to protect their employees in the event of a workplace accident or injury. Typically, an employer in Maryland must have workers’ comp insurance to cover full-time, part-time, and seasonal employees as long as that employer has at least one employee. In other words, if you are considered an employee of a company or business in Maryland, you should be covered by workers’ comp in normal circumstances.

However, there are exceptions to this coverage rule. Independent contractors are generally not covered by workers’ compensation unless they meet specific conditions under Maryland law. Additionally, certain workers in unique roles may have alternate coverage requirements. If you think you should be covered but were told that you were not, call (443) 665-8030 as soon as possible to talk to a workers’ comp lawyer.

Workers’ Comp Benefits in Maryland

Workers’ compensation can provide you with benefits if you get hurt while completing a job-related task or duty. Even if you were not in your typical workplace when you got injured or if no one else contributed to the accident, you can still get coverage as long as what you were doing was part of your job, excluding commuting to and from work while off-the-clock.

If you can get workers’ compensation, the most important benefits available to you might include:

• Medical benefits: Workers' compensation covers all necessary medical expenses related to your injury, including emergency care, doctor visits, hospital stays, surgeries, prescriptions, physical therapy, and other treatments needed to get you back to work or to reach your maximum medical improvement (MMI).
• Wage replacement: If your injury prevents you from working, you may be eligible for compensation to replace lost income. Temporary total disability (TTD) covers your wages if you're unable to work for a limited time while recovering and temporary partial disability (TPD) compensates you if you can only perform reduced duties or work fewer hours temporarily. Also, permanent disability benefits could be available if your injury results in long-term or permanent impairment, either partial or total.
• Vocational rehabilitation: If your injury makes it impossible to return to your previous job, workers’ compensation may fund vocational training or job placement services to help you transition into a new role or career.
• Survivor or death benefits: For families who have lost a loved one due to a workplace accident, workers’ compensation can provide financial support through survivor benefits.

Navigating the claims process and determining the benefits you should get can be challenging. Insurance companies may attempt to limit your compensation or outright deny your claim without justification. That’s why having an experienced workers’ compensation attorney help from the very beginning of your case is so highly recommended.

Maryland Workers’ Comp Time Limits

If you are hurt at work in Maryland, you should know about two important workers’ comp time limits, including:

• Reporting the injury to your employer: You must report your workplace injury to your employer within 10 days of the accident. This notification can be in writing or verbal. Delays in reporting could harm your case, as employers or insurance companies may claim the injury is unrelated to work.
• Filing your workers’ compensation claim: After notifying your employer, you generally have two years from the date of the injury to file a formal claim with the Maryland Workers’ Compensation Commission. Missing this two-year deadline could result in the forfeiture of your right to receive benefits, regardless of your injury's severity. Of course, you should not wait the full two years to start a claim because you risk losing or forgetting details of the work-related accident.

Don’t Delay – Contact Our Firm Today

Don’t leave your workers’ compensation claim to chance. Our team of Maryland workers’ comp lawyers at Albers & Associates is here to provide the legal guidance you need to confidently pursue the benefits you deserve. We’re committed to standing by your side every step of the way, so you always feel guided and supported as your case progresses. Remember, though, that time could be limited to start a claim, so please reach out at your next opportunity.

We have law offices throughout Maryland. Schedule an initial case evaluation at the one nearest you by calling (443) 665-8030 at any time.